by Casual Writer

Created on: June 27, 2009   Last Updated: June 30, 2009

When we get sick, we make an appointment to see our doctors or other type of healthcare provider. The last thing on our minds are the insurance companies. Yet, the bulk of our dollars are going to insurance companies - not to actual healthcare. Insurance companies are the only ones who benefit from the system we have today. We suffer higher costs and inferior care. Doctors have to see more patients and give each less time, in order to make enough money because insurers pay them so little for their services.

Wake up people and follow the money. Look at these giant insurance companies that employ hundreds of thousands of people. What about the tens of millions paid to the executives that run these companies? Our dollars are going to pay the salaries of their employees, and to the executives who run these companies. Only a small amount of the premiums we pay is going to actual care.

There is so much concern about a government run healthcare plan, and how they will just create another bureaucratic nightmare. But remember, the United States is a republic. Our government represents the will of the people. We get what we want, if we choose to exercise our power. We can decide how our tax dollars are spent if we decide to use our voice to pressure our government to do the right thing.

The lobbyists of these insurance and pharmaceutical giants are paid to lobby for their interests. Those interests are more revenues and profits. We can also lobby our government. So a government plan would be controlled by the people, if we ourselves take on that responsibility.

Another thing to consider is that the current healthcare system is not governed by real market principles and market forces. Our employers are forced to pay for expensive health insurance plans, and the service level is no where near what we pay for. Most companies pay anywhere from $500 to $1000 per month for our health plans to the health insurance companies.

I certainly do not spend $6000 to $12000 annually on my healthcare. And if you are self employed, you would often have to pay over $1000 a month for insurance. It's ridiculous. If we got any level of service from any other business like we get from health insurance, those businesses would certainly be out of business if they truly were governed by the free market.

Here's what we really need. A health spending account that is funded directly by our tax dollars. A small amount of $1000 a year per person would suffice. It would be mandatory for individuals

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