by Rynaldo Stoltz

Created on: June 08, 2009

Top Five Travel Insurance Tips for International Travelers

What is Travel Insurance?

Travel Insurance protects you from any substantial losses that may result from a variety of situations and unforseen circumstances. Some of these situations may include, lost or stolen baggage, cancelled trips, medical emergencies and supplier defaults.

Okay, so you have your Passport, your bags are packed, and your tickets are booked. You are all set to take a trip around the world. Now, have you ever given it thought of what would happen if you had to get hurt or fall very ill on your international trip? Perhaps this is the most important thing to take into consideration when planning a international trip.

Most Travel Insurance Policies covers the standard Medical Insurance coverage and emergency medical evacuation Insurance. These are known to be the most important reasons to purchase Travel Insurance.

First of all, let me tell you more about the types of travel insurance coverage:

Trip Cancellation Coverage

This is the most important and most common type of travel insurance, and generally covers all non refundable payments and/or deposits when a trip is cancelled or interupted by unexpected or unforseen circumstances.

Trip Delay Coverage

This coverage provides reimbursement for any expenses that is incurred when a trip is delayed.

Accident & Medical Expenses

This covers any costs incurred due to injuries and/or illness while traveling.

Medical Evacuation & Emergency Transport

This basically covers any transportation costs to a hospital or any other medical facility. Needed when a medical emergency occurs on your travel, and transportation is needed.

Supplier Defaults

This covers any payments and/or deposits that is lost due to the financial default from the travel supplier.

Baggage Loss & Delay

This covers any losses for stolen or lost baggage and goods while travelling. In some cases, this is covered by the airlines.

Before boarding the plane, please follow my top five tips for making the right choices regarding your travel insurance.

1. Health and Accident

Without Health, Accident and Medical Insurance, you are taking a serious risk when it comes to international traveling. When traveling on Employer based, private health insurance and sponsored health insurance programs, any medical care recieved in another country may be limited. Make sure you read and understand your

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