Believe it or not, it is a skill to buy the right vehicle, at a good or better price than what a particular vehicle is sold for in the market.

Before you do anything else, apply for a bank loan to purchase a new vehicle, find out what is your maximum loan amount your bank or any lender is willing to lend you. Once you know how much your loan approval is, then you are ready to start looking for the car you want. But don't stop reading here, if you are thinking your credit is not good enough and feel discouraged, keep reading, you could be driving your dream car in less than a month from now if you follow my advise.

Decide on the vehicle you will truly be happy or at the least very satisfied with, so that the car notes will not feel painful. This is very important.

Will your next vehicle be a truck, a car, a SUV? Whichever type of vehicle you prefer start comparing different makes and models and get a general idea of what they are worth in the market. One easy way to do this is by visiting the Kelly Blue Book online at: http://www.kbb.com. Here you can check what the MSRP value (Manufacturer's Suggested Retail Price, is the price set by the manufacturer) of a new or pre-owned vehicle is.

If you are willing to put your ego aside for a little bit, try to buy a pre-owned vehicle. Pre-owned vehicles depreciate down to 30% of the original value just by the mere fact that it has been owned before, even though the vehicle is good as new with a few miles on it. So, if you truly want to get the best cash deal, go for a pre-owned vehicle.

Once you have a check from your lender, that check will be good as cash at the dealership. This will give you buying and negotiation power. You will be able to get the best possible cash on a vehicle you really like.

As you shop around do not let car salesmen intimidate you, remember, you have done your home work, you have researched the market value for the car you want, you know a fair price down to the miles of it. Now you have a check in hand and can negotiate a cash deal. Make cash offers and see what reactions you get from salesmen.

In fact, that's how I got the 2006 Pontiac Grand Prix I currently own. First, I got my check from my lender with a limit on it, but enough to buy the car I wanted. I also knew that the best cash deal I would get on the car I wanted, the smaller my car notes were going to be. So, I set out to look around for all dealers for the car I wanted. I ran across several salesmen, that I

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