by Sonce Reese

Created on: March 24, 2009   Last Updated: June 26, 2009

Boomerang kids; out into the real world and then back again.

Stepping out into the real world can be tough and expensive. Normal living expenses, the high cost of gas, food, cell phone bills, using credit cards to help make ends meet, purchasing work attire, etc. can eat away at your hard earned dollars. Add to it a low paying job and this equation can not only take it's toll financially, but also mentally.

You're now faced with a tough decision. Should you get yet another job, find a roommate or *gasp*, move back home. Home, where you can give mom and/or dad a little something while you save up enough money to head out into the world again. Home, the place where there are meats and vegetables on a plate instead of something in a take-out carton or a plastic cup. Home, the place of comfort where you can go, hang your hat and not have a care in the world.

A tough decision to make. What to do? What to do? Know that you are not alone. Many adult children, who have gladly cut the apron strings and flown from the nest, are perching back at the roost. If you do not prepare before difficult economic times and if you don't have a rainy day fund or an emergency fund, your cash reserves and cash on hand can dwindle away very quickly.

When you're paying twice as much for groceries, gas, clothes, etc. (while your paycheck stays the same), it can be very daunting. So if you're considering flying back to the nest, keep these important tips in mind.

1. Have a plan. Sure it's great to be back home with Mom and Dad and it's fantastic that you're now saving money, but how long will you be there. You certainly don't want to be stuck in a rut and living at home.

2. Be considerate. Mom and Dad have discovered a life sans children. When you come back, adjustments are made. Your parents may have adjusted to quiet evenings at home or dining out several nights a week. Those late nights out, friends over at all hours that you enjoyed as an individual on your own are not cool in your parent's home. Remember, the parents were experiencing a life without children; a little consideration goes a long, long way.

3. What's the time limit. Will you be there six months, a year. Figure out how much time you will need to get back on your feet.

4. Are you bringing children with you. This one is an important one. Not only are you coming home, but you're bringing extra people. Although it's a joy for grandparents to spend time with their grandchildren, the grandparents will need a break too. Do not expect your parents to be your babysitter.See number 2.

Moving back home may be great and wonderful financially, but it is a huge adjustment for everyone involved. As you move your stuff back in, be mindful of the chaos (and joy) that moving back in creates. Everyone involved will be better people if you keep these tips in mind.

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