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How to avoid being the victim of an online fraud

by Phillip Chambley

Created on: February 20, 2009

Internet credit card numbers fraud is increasing with gigantic trusted and reliable websites everyday. It seems like things have got so bad, I am sometimes afraid to pay my car insurance payment over the internet! I reviewed over my wife's credit card statement just the other day and noticed a "weird" $1.00 charge? She told me that she logged on to this annual credit report and was going to donate a dollar to the foundation, because they were supposedly "FREE?".

Apparently, she gave them her credit card number, but at the last minute changed her mind, and clicked on to "No Thanks" but she was still charged anyway. The $1.00 charge is NOT what bothers me. But the simple fact that so many reliable and trusted internet companies are taking advantage of everyday consumers via their credit card number sometimes on a monthly basis without their knowledge. Even after you cancel this internet transaction.

One year ago, my wife went "round and round" with classmates.com that continously charged her this $15.00 fee every (3) three months. She told me that she had cancelled this monthly membership via their website, but they still continued charging her each quartely period. As her husband, I personally got mad and just cancelled this credit card that was in both of our names, because I know talking to customer service is a "Joke" with these fraudulent websites.

I am a good husband after 24 years of marriage. I just hate to see honest hard working people get "Ripped-Off" over the internet, because they have been lured somehow into this excellent and seemingly honest and also trusting website(s). Now days, it seems that matter who or whom it is, these companies will seem to "sucker innocent people into their web of deceit" financially via their credit cards.

I once asked my attorney about this problem, and he stated: "You've got to read their privacy policy first before giving them your credit card number!" I told him the problem is? A lot of these websites have such complicated LEGAL wordings that the average person without a law degree does NOT understand what they have written. He just simply said "Good Luck!" and call me if you have any problems.

The majority of this "Legal Stuff" in their websites is like reading legal documents whenever you are buying real estate or purchasing a new home. It seems like you should have your attorney present before making any purchase over the internet! These gigantic websites need to make this information readable and easier for customers

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