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As economic crisis is worsening, everybody is looking for some part-time jobs to supplement the family income. However, it is not always easy to get an ideal part-time job, because of time constraints and other problems. So, the best solution is to start an online business and earn money from home, without the constraints of the physical part-time jobs. However, though many people are trying to make money online, only a handful of them are successful. Most of them could not make a decent income. There is nothing wrong with the on-line business models, it must be the incorrect approach that why people failed in on-line business. I have been involved in on-line business for more than 10 years and I can tell you that I am able to earn an income that can pay for food and gas for my entire family, and I am still holding on to a full time job and keep most of my salary. Let me share with you my experience on how to make money on-line, particularly through joining various affiliate programs.

The easiest approach to starting an on-line business is to join various affiliate programs, because this business model is absolutely FREE. The basic requirement to join an affiliate program is that you must have a website to market the products. You earn a certain commission when any user purchases the product from your website. You do not have to manage payment and delivery of the products; all these are handled by the merchant. Most affiliate programs pay around 5 to 10 percent of the sales, which could generate good income if you can achieve economy of scale. This is particularly true for the pay-per-click programs like Google's Adsense, if your website can generate hundreds or even thousands of clicks, you could earn four or five figure income per month.

The single most important factor in creating a successful on-line business with affiliate niche marketing is to have high website traffic, which means your website must have enough visitors to generate economy of scale. With many visitors, your sales with be substantial if you are involving in affiliate programs that sell products, and the number of clicks will be high if you are involving in pay-per-click programs. To be able to attract large of visitors, the key is Findability. You have to create a website that people can find you through the search engines, and your website should rank top in that niche market, preferably the top ten pages, because people do not usually turn to the second searched page. For example, I am

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