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While traveling through the Nashville area I had an opportunity to stop at Financial Peace University, hoping to meet Dave Ramsey. As I walked in I met with a worker going inside the building and asked if Dave Ramsey was real, not a cocky arrogant radio personality, he responded that yes he was just a average guy looking to help those less fortunate with finances. I was fortunate to be there on a day when he was actually broadcasting and took a seat outside the broadcast booth.Dave acknowledged me and continued his broadcast. He is redundant in his advice and I can't for the life of me understand how people can call in with many of the same common sense questions,but I understand this financial information is not taught in schools.I have been a Ramsey listener for about 2 years and have put many of the common sense procedures to use.Dave Ramsey has been a great marketer for teaching common sense and continues to broaden his market share and providing hope for people.I did not get to meet with him but he has instilled a character in the people that he employs that is remarkable.

It's unfortunate that people are not taught this information in school as part of the education process. We are taught instead about the great depression, stock market crashes, that you need credit to survive and prosper,supply and demand. The teaching of debt elimination,paying with cash, learning to live on less than you earn should be the lessons learned, rather than being taught how to generate debt and having a good FICO score.

If educators unify and begin to teach common sense, real world ways to prosper financially, to pay with cash the economics would greatly improve everyones way of lifeand lesson financial stress in relationships.

Parents aren't going or know how to teach this and this now falls on the educators of the country to teach and inform the next generation of citizens to be financially responsible.

This is a challenge to all in a position to help, educate, inform and teach the ways of financial responsibility. To learn how to give, save, and spend...in that order. To solidify and stabilize financial positions to be able to snub your nose at FICO scores, to find mortgage companies that still do manual underwriting and don't need a FICO score.

Please remember that the majority of divorces happening in this country are from money fights,or about money.

Learn to be responsible. So much sense in Dave Ramsey's comment "children do what feels good, adults devise a plan and follow it."

Learn more about this author, Dennis Meeks.
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