by Angela Diggs

Created on: December 04, 2008

How do you avoid ATM fees? Well, you can evade these unnecessary charges by using your bank to make withdrawals. When you use an outside ATM at a bodega or supermarket, there is a service charge of $1.00 - $.75. These fees can add up if you regularly use an outside source to get money off your card. This is something none of us need. There are enough things to pay for, why add using your card to the mix. This can be easily avoided. When you do go to a bodega or supermarket, simply use your card as a debit or credit card to make the purchase. This is more effective and what ever you need comes off the card. Don't waste money taking money off the card only to be charged a fee for doing it. This does not make any sense.

It use to happen to me too. I would be too lazy to go to my bank to get money. So instead I'd go to the corner store next door to me. What ended up happened was my money was being eaten up. Little by little, I noticed this. For the convenience of going to a closer location to get money, I was losing it. This was not working for me. I consider myself a saver and not a spender, so this angered me.

What I did was simply use my bank only. That's it. I didn't mind going further because it was well worth the trip. If you feel you need to get money off your card on a regular basis you should get a larger amount. If you do decide to go to your bank and save money, withdraw enough for the rest of the week. This way you do not have to make those small trips during the week. This will save you time and gas money.

It doesn't pay to pay these ATM fees. When you get charged a fee of $1.00 that comes out of your hard earned money and can add up to $50 -$75 a month if you are not careful. Be careful. Watch how you use your card. Don't let a small thing like this get away from you. Nip it in the bud today. Solve the dilemma, because in times like this, you need to save every dime you can. You can not afford to waste money. We've seen what happens when people don't take there money seriously. Lives are affected and dreams are shattered. Don't let this happen to you.

Overall to avoid these fees try using your bank only to withdraw money. When you do this you do not get charged a service fee. Also if you go to the stores use your card as a debit or credit to make direct purchases. This way the money you need comes off for that purchase. I hope these suggestions have helped you use your card better.

Learn more about this author, Angela Diggs.
Click here to send this author comments or questions.