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regarding student loans. Expect that there would be some interest rates on these loans so make sure you make the most out of your money. Since these loans are given as a whole usually every semester, you need to budget the money. Keep the money in your bank account so that you will not be tempted to use them on unworthy things.

5.
USE THE CREDIT CARDS ONLY IN EMERGENCIES

Credit cards are helpful if used properly. Never use your card for shopping or for recreational activities if you know for yourself that you don't have the money to pay for the bills. Make use that you are a responsible credit card user and never have a record of having bad credit since you will just suffer in the long run.

6.
GET A PART-TIME JOB

Getting a part-time job is usually the option of financially challenged students. However, make sure that the job gives you good salary. Make sure also that it does not eat up the time you needed for studying such that you could still focus on your studies while you have the job.

7.
TRIM DOWN ENTERTAINMENT COST

It is sometimes advisable for you to go on parties and enjoy yourself in movies and in other entertainments once in a while but make sure you don't overspend on such things. The cost of entertainment, if you get addicted with them, could cost your whole semester in college. I'm sure you never wanted that to happen.

8.
COOK YOUR FOOD

It will bring you a lot of savings if you know how to cook your food. As I've stated in tip number one, food eats up a big chunk of your allowance, therefore, you really need to make measures on how you could still save on your food. Whenever you cook, you would surely save a lot since the meal could cost more than double the price of the ingredients that you just bought from the supermarket. Another good thing about cooking is that you could pack something for lunch so that you will not be obliged to spend money for your meals in the canteen.

9.
GET AN INSURANCE

Many students overlook this option thinking that they are safe within the confines of their school. However, there could be thefts and criminals in or outside the school so it would be better to have a protection through insurance.

10.
USE THE CHEAPEST MEANS OF COMMUNICATION

We may sometimes spend so much on calls and text messages in communicating with our families, friends and schoolmates. A wise student would never spend so much on communication per se. If you have your own laptop, you could make use of the internet to communicate with the people close to you for free. You could talk, send messages or even see them through the web camera for free.

You really don't need to spend so much money in college especially that you are already struggling from financial difficulties. Just think that as long as you maintain a healthy body, as long as you make good in your studies and as long as you maintain a healthy relationship with your family, friends, teachers and with God, everything will run smoothly in your college life.

References:

http://www.adv iceforyou.org.uk/blog/student- finance-uk/top-10-student-mone y-tips/

http://abclocal.go.com/wls/sto ry?section=news/local&id=6 373323

http://www.campusgrotto. com/how-to-save-money-in-colle ge.html

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