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Recognizing, counting, spending, giving, and saving money are important life skills that should be taught to young children. Educating, motivating, and empowering children to become regular savers will enable them to keep more of the money they earn and do more with the money they spend.

Here is a song and a rhyme that children love to say that will help them identify the different coins and bills we use as money.

COIN RHYME

Penny, penny,
Easily spent.
Copper brown
and worth one cent.

Nickel, nickel,
Thick and fat.
You're worth five cents,
I know that.

Dime, dime,
Little and thin.
I remember,
you're worth ten.

Quarter, quarter,
big and bold.
You're worth twenty-five
I am told.

THE DOLLAR SONG (to the tune of "Ten Little Indians")

10 little, 20 little, 30 little pennies.
40 little, 50 little, 60 little pennies.
70 little, 80 little, 90 little pennies.
100 pennies make a dollar!

2 small, 4 small, 6 small nickels.
8 small, 10 small, 12 small nickels.
14 small, 16 small, 18 small nickels.
20 nickels make a dollar!

1 tiny, 2 tiny, 3 tiny dimes.
4 tiny, 5 tiny, 6 tiny dimes.
7 tiny, 8 tiny, 9 tiny dimes.
10 dimes make a dollar!

1 big, 2 big, 3 big quarters.
4 big, 4 big, 4 big quarters.
1 big, 2 big, 3 big quarters.
4 quarters make a dollar!

MONEY PUZZLES

To help the children identify money, you can make simple puzzles for them to put together. For instance, just find an image of the front and back of a quarter on line. Glue the front and back together, then laminate for durability. Simply cut the sheet into large puzzle pieces for a fun activity. It's a good idea to make the dime a small puzzle and the quarter a large puzzle.

QUARTER RUBBINGS

Make a large Qq or quarter on a poster board. The quarter (also called a quarter dollar) is worth 25 cents or 25 pennies. Have one or more children count out 25 pennies. One quarter can be written 25 or $0.25. The front of the quarter pictures a left-facing profile of George Washington, the first President of the United States of America.

The front reads, "LIBERTY," "IN GOD WE TRUST," and the year the coin was minted or made. The small initial by Washington is the mint-mark, showing the location that produced the coin (D means Denver, Colorado, S means San Francisco, California, and P means Philadelphia, Pennsylvania).

The back of the quarter pictures the presidential coat of arms (an eagle with outstretched wings). The back reads, "UNITED STATES OF AMERICA," "E PLURIBUS UNUM," and "QUARTER DOLLAR." E PLURIBUS UNUM is Latin and means one out of many.

Let the children

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