Saving your money for the rainy days is one choice to follow. The other is to spend it while you can,you might not have another chance to do so, or it will only be replenished as soon as it's gone because somebody else will. Spending money wisely is the key to financial prosperity and monitoring spending,making a budget and reviewing it every two to three months checking for progress on paying down debt or making future plans for purchases. Not having a plan with the money at hand is like finding a location with no map. Use a plan. Investing in high quality stocks that will benefit you and your budget over a long period of time will increase your chances of surviving a period where there is no prosperity. Real estate purchases can also increase your road to financial success. Being healthy physically and spiritualy can reduce the costs of building financial independance over a long period of time. It will not come overnight or out of the sky or be handed to you by a stanger. It may but it probably will not be what you want anyway. That kind of stuff usuually happens to kids anyway. Working hard at what you have a passion for can go a long way in building financial prosperity. Do it every day and sooner or later gold will be discovered. Thomas Edison discovered electricity after thousands of attempts at what he assumed could be a breakthrough in lighting up a room.He was right and his persistance paid off. Being lucky at what you do on the road to financial prosperity always pays off. Don't depend on it all the time though. If I had a choice between saving or spend, it would have to depend on the economic environment at the time. So spend while you can until the environment says not to. You can always catch up to reaching goals even though obstacles are always coming down the road. Treasury bills are now the popular choice for savings and I agree with this . The almighty dollar has taken a bruising lately. This is an attempt to build up reserves for the future of the country and it's prosperity during difficult times. Kind of an insurance policy for the economic well being of society and it's people. Making friends who can mentor you along the way working with you on making decisions in an impartial manner can go a long way. Having this security blanket and discovering new avenues while making adjustments to a financial portfolio will help smooth out all hurdles along the way in a financial plan. The prosperity comes with diligence, focus on goals,freedom to do so and follow through of plans. Guidlines can always be adjusted to fit the presnt day trends changing to fit future requirements. Always keep an eye on the future. That is called vision and my goal here is that by reading this article the focus was maintained throughout. Just like a financial plan leading to prosperity. Wala
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