by Zev Percowitz

Created on: August 06, 2008

Teens should have a credit card mentor. New teens especially should not have the kind of defiant freedom that their own credit card would allow. The credit card is a seive of culminating debts that go unnoticed. Teenagers can not be held liable for their card anyway, the parents are responsible. The card is endorsed by a parental authority whom needs to attend to his offsprings irresponsibility. How can I be so sure that the teen is going to be irresponsible? He already is whether he wants to be or not. A job of employment is looked upon as a commodity by both employer and parent. He is not expected to seriously apply himself,since his experience is lacking most certainly.

Flexible hours are most probably the common trend among teenagers,since employers know that they have a hectic program of school and job to apply themselves to. To a teenager this ample pocket money since he is yet too young to be considered beyond his parents scope of liability. It relieves some of the monetary taffy pulling that parents need to do to make their childs future promissing. The parent should not have to worry about whether his child is mis-spending what should be a fixed allowance until he gets the picture. Until then the credit card is far too versatile and blameless for the teenager.

The jobs available to a teenager seek to entrust him with money, since he is too young to operate heavy equipment. He will most likely acquire a merchandising associated job, or clerk/cashier job if he is granted employment.

Around the age of 18, he is already at the upper scale of the employment ladder, since he can make and is indebted to the contracts that he personally makes. At this point he would not be correctly identified as a teenager (I think this is ideally curbed at 17years old actually)

To allow this teen the leniancy of a credit card is to allow leverage on behalf of someone who may not be ready to know that he will actually accumulate debts of real money using this card! Some adults fall prey to this blind use of credit card utilization, but in teenagers it is intolerable, since they should be within your immediate control financially.

Unfortunately, there is an anger that is placed upon these teenagers, which is displaced for the fact that it was you (the adult) who enabled their abuse of this very deceptive creditor. This results from an allotment of unworthy trust, where the parent thinks it convenient to afford this permission, rather than place a tributary value to its possession rather than clarifying clear and entrusted regard prior to granting the permissive use of this privilege.

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