by Costas Chryanthou

Created on: August 03, 2008

Undoubtedly businesses should be required to pay for health care insurance of employees across all industries. Without a shadow of a doubt, companies that make millions of dollars, or to the companies that are at break-even point should have a responsibility towards their employees based not only the work that they carry out, though based upon the effects that the work has upon their own health carried out from their day to day duties. An employee might work on an oil-field, a coal mine, or a factory plant. Each worker gets paid differently and according to what the employer feels that he or she is worth to the company. The level of danger a work has varies, from say Repetitive strain injuries from watching typing tasks and entering data on the computer, to moving boxes, or using simple machinery in carrying out the work.

Accidents happen and in some cases where the worker goes off long term sick or absent due to injury the health care insurance should cover the employees absense regardless of the financial costs they incur their employer. The employee after all is a servant of the company and in showing the same loyalty that the employee made by working for the company the same equal loyalty should be repaid. The staff's own loss of earnings perhaps if this is lost, the health care insurance will see the employee back to work at a given time in the future. Business provision of health care insurance should also take into account the effects not only whilst the employee is working for them but perhaps it should go further down the road, where the employee has perhaps retired or even left the company after say a fixed number of years.

Too often it seems that companies pay only lip service to their employees by offering them a job that pays just a simple wage. The costs of health care are incredibly high and as such will affect the moral and motivation of employees when illness, disease or accidents occured at work take place.

Businesses own staff will serve the company better where good employers offer staff free health care insurance in terms of a providing better productivity or by going out that extra-mile whilst performing their duties. Too many companies these days have staff that seem simply too cold and mechanical in their line of work. Businesses by offering perks such as health care insurance will benefit by rewarding employees for good performance.

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