The truth is those plans, budgets and
designs for wealth; they do work.

Those plans your parents told you about and tried to get you into are today as it was fifty years ago a reality and do work. Yes you can deliver to yourselves large sums of money and increasing awareness of the modern power of independent financial existence. And it's fairly easy to do but first admit it is not simple and by no means going to be something you can truly understand, that is because you're entering the realm of higher intellectual endeavor and higher meant leaving the familiar and or the level you're on and familiar with. Somebody had to think of it first, it just wasn't you. But it does work and you can do it too.

Like I said in the beginning it all starts with the making of a plan. Next find your vehicle that is the 'one trick pony' that you think you do understand. Now the popular vehicle is 'rollover'. Simply 'rollover' you retirement IRA, 401K, or CD and you've got three times what you started with. There are details you'll need to learn along the way but it is that simple. What a plan! Do this every time you can with the same money, which is about every four years and the numbers explode in your face. Do it on a calculator! What a plan! I see early retirement already. Do I need to say that this is of course legal. Well it is a plan and a good one.

But of course the judgement of any plan is in it's potential for success and that is about as good as it gets. And there are the perks like expanding it to include the wife's retirement account and all you do is just pile what you got when you got your retirement in advance on top of hers and then let six months pass and it get established in the system and get hers in advance too. And with your's on top that is going to be a monster number. Remember I said it is legal. Oh!.....What you did when you got the advances was create a sealed trust out of the original account. You can liquidate it so that you are starting out free and clear with all cash by just waiting the six months of establishment and then telling the bank to 'find me a buyer'. That is exactly what they will do. You can't do this but they can. These are the things you see called equity and auctioned off by the govt. when businesses go bankrupt. That's what you did and all you get is the money inside, and no taxes.

If you want to keep going and develop your plan still it's time to go house hunting. Your house is well known to be your biggest and best investment so let's do it now while you have the money. Of course there is a trick to this too. So once again get out your calculator and try to get this straight the first time. The paradox for real estate is 2/3rds. As it seems that is the amount statistically it would take to pay a typical mortgage for five years. But the mortgage check will mature in your old retirement account in four years. A beautiful equation alright isn't it. So your investment is covered and you walk away with a profit as well. And one again this is something you can do every four years generating a continuous income. I see early retirement!

I hope I demonstrated the power of planning to your satisfaction. It is not necessarily a modern innovation but it has been made a lot simpler in recent years and anyone can come up with an excellent plan usually all by themselves and the popular thing has become to plan for wealth early and accept the status of independently wealthy and so you see why it has lost it's iconoclastic status. People like being retired and independently wealthy at forty or fifty and that's only normal. But this is only today's power of planning.

Learn more about this author, G. C. Langley.
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