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and you know they went on a safari last year, and you figure nothing ever breaks down at their house.

Discipline sure, there are only so many hours in a day, but most of us never stop to think about how much time we really waste. You may not have a college degree, but are you teachable and trainable? I've heard it said that when we stop learning, we stop living. So even if it takes a while longer to figure out HTML, you are willing to commit the time you normally spend watching your favorite television programs to picking up a new skill.

Desperation you have got to change your situation. The commute is killing you, and your annual sick leave is always used up by April. You are buying lottery tickets each and every week, but you know you are never going to win. There is no "get rich quick" scenario in your future, so stop gambling with it.

You don't have to look hungry to be hungry. If having your own business is something that interests you, do it. Stop thinking about it, because if you've never had your own business you have no idea what to expect anyway. Start by committing your time and the talents you already possess. You know how to do things that you may not even know are going to prove invaluable in your own business. What are you afraid of? Failing? If you never try, your failure is guaranteed.

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