by ProudScHeritage

Created on: December 09, 2006   Last Updated: April 14, 2011

I know that when cash is short, purchasing a vehicle is a task that seems nearly impossible and will either have to wait until tax time or several paychecks' worth. Then, of course, the buyer must worry whether the car lots are legitimate or crooked.

First off, you want to make sure the vehicle that you are looking at has not been wrecked. This is a concern for several reasons, such as how the vehicle operates, and an accident may void any warranties.

Test drive the vehicle to a mechanic! For the sake of sounding like you know what you are talking about, (because let's face it, the person trying to sell you the vehicle will try to fib or exaggerate the truth - especially if they think you know nothing at all) look under the hood and inspect the outside, undercarriage and inside of the vehicle. Then test drive it to a mechanic, whether you know them personally or not, and have them give you their honest opinion. They have nothing to gain, so honesty is more likely than the salesman waiting at the lot for you to return.

Many car dealerships use quick fix-up type oils and lubricants to give a false appearance to anything that may have a problem with it in the vehicle. Mechanics can spot out these issues, while the dealership tries to mask them. In so many cases people drive away with a "lemon". In this event, there is a Lemon Law in most states. Check it out on your state website.

Check the vehicle's mileage; over 100,000 isn't really a good idea. At this mileage, most vehicles already need repair and quite often repairs can get expensive.

Get information on the vehicle, such as the VIN number (vehicle identification number) located on the driver's side dash board under the windshield, or on the driver's side door frame. Still having trouble? Ask the salesperson. This number can be used to get a car fax report pulled on the vehicle to verify any accidents and other useful information. Get the mileage number, whether it's a V6 or V8, anti-lock brakes, remote entry and alarm system, if it is a luxury or standard edition, etc. These are a few questions the insurance company may ask to help determine a price quote for you.

Ask the salesperson if there is someone they can refer you to that has purchased a vehicle from them. Check out the reputation by inspecting their business license, and asking questions about how long they have been in business, any awards, etc.

Take time to shop around! Find a vehicle that fits your price range and is reasonably-priced compared to other dealers near you (don't fall for a price that is outrageous). Have your insurance carrier at the ready to call when you are ready to purchase. If this particular dealership you have chosen does in-house financing, be careful. Their finance charges will likely be higher, but for bad to mediocre credit, choosing an in-house finance dealership may be your only choice.

Also, express your need for a vehicle and try to work out a deal with the price - get it lowered. In a majority of cases, the final price or down payment may drop just so that the dealership can make the sale and the salesperson can get paid their commission.

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