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Sometimes its difficult to find money making opportunities on the internet without having to make an investment. However, I have found a few websites that have allowed me to earn some money without making an investment. Surveys and blogs are the way to go if you don't want to invest any of your own personal cash. Here are the five websites I use:

1. Survey Spot (www.surveyspot.com) This site used to be the best paying site without a doubt. It would pay $3 for almost every survey you completed. At this point, most of the survey rewards are now sweepstakes entries. However, I still end up making $20-$30 per month by getting a few survey invitations per week. They range in payments from $2 to $5 per survey. I've cashed out three times for a total of $620.

2. Global Test Market (www.globaltestmarket.com) This site doesn't reward you with cash for the surveys you complete. Instead, they give you points per survey completed. Of course, it's important that you fill out your profiles so you get the most invites possible. Surveys usually pay about 50 points per survey. Each point is worth 5 cents, so most surveys are worth around $2.50. You can't cash out until you have 1,000 points ($50). I just requested my second check, and have now made $115 through the site.

3. Helium. As you all know, you're not going to get rich from Helium. However, the nice part about all the work you do with Helium is that you don't just get a flat payment. You will continue to make money long after you write the article. Sure, it might just be a few pennies here and there, but if you commit yourself to writing a lot of articles on the website, you'll continue to do well. For personal reasons, I had to stop doing online surveys and writing at Helium for about two months. When I came back, the balances on all my survey sites remained the same. But my balance at Helium grew by $15. Earning $15 while being away from the computer for two months isn't too bad. Just continue to write away and you'll see more and more money.

4. Zoom panel (www.zoompanel.com) After the first two sites, things really get tight. I haven't had much luck getting paid from many others. Zoom panel will offer points for their surveys, but cash isn't an option. You can choose from different prizes on different point levels.

5. Panda Research (pandaresearch.com) This is a different type of survey site. You don't take the typical surveys. Instead, you sign up for offers with your debit/credit card and get paid for signing up for trial offers. The bad thing about this is that if you forget to cancel your trial subscription, your card will be charged. However, if these types of surveys are for you, this is the best of those sites I've found. This (along with most of these types of survey sites) require a minimum of $100 cash-out.

Those are the variety I've used. At this point my online work is almost exclusively with Survey Spot and Global Test Market for the surveys along with Helium for blog writing.

Learn more about this author, Barry Tadmore.
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