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Auto Insurance
RSS FeedInsurance should be required for the driver not the vehicle
Results so far:
| Disagree | 35% | 61 votes | Total: 173 votes | |
| Agree | 65% | 112 votes |
Disagree
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1 of 6
Although I understand the argument on the other side, that a person's driving record should dictate their insurance rates regardless of the type of car that he/she drives, it is...read more
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2 of 6
by Petriesan
I think a pay-as-you-go theory works best. Even though this will never happen because of the vast amounts of money currently being made by insurance companies in the present sy...read more
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3 of 6
The problem of insuring the driver instead of insuring the vehicle lies in the monetary aspect of insurance itself. As it stands, insurance premiums are based in part on an indi...read more
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4 of 6
by PR Clepper
Answering the question of whether insurance should be required for the driver instead of the vehicle is about as easy as answering whether the United States should have made the...read more
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5 of 6
by Fred C
There are many sides to this question, but also many misunderstandings. One misunderstanding is the basic definition of auto insurance. There are those who believe auto insuran...read more
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6 of 6
by Rhonda M.
Insurance is something that every body needs both on their vehicle and themselves. Yet I do not believe that drivers should be forced to purchase insurance on themselves in orde...read more
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1 of 10
If a driving safety record, plus an annual mileage count on all vehicles driven, could be factored in I think "driver" insurance could work extremely well. It certainly would b...read more
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2 of 10
by James Dreyer
I get so tickled when I hear comments like, "Wow! Did you see that car run that stop sign?" or "That car didn't even slow down in that school zone!". Duh, the car didn't mak...read more
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3 of 10
Insuring the driver instead of the vehicle s/he is driving only makes sense. Instead of buying insurance on each vehicle, why not insure yourself. Then you would be free to dri...read more
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4 of 10
by HazelEyes
One thing I can't stand is the fact how much auto insurance costs! I just moved from one state to another and the price for insurance has gone up! now the state I live in is con...read more
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5 of 10
by Ivan-ac
What a great idea! I'd never thought of this but now that I have, I love it. There would be some definite problems to overcome in initiating such a policy, as pointed out by so...read more
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6 of 10
by Phil Hill
If you have an accident, you will suffer with higher premiums - you will lose your no claims bonus. Therefore, the driver at fault is the person who should pay. You make a mista...read more
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7 of 10
by Kenny of Kenny's Marketplace
By insuring the driver requirements can be placed when obtaining a license so that everyone would need to be insured to operate said vehicle(s). I would not eliminate the possib...read more
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8 of 10
The current system we have of insuring the vehicle itself leaves too much up to interpretation when problems do happen. The insurance is only good for certain individuals who a...read more
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9 of 10
by Joy Babb
The burden should be placed on the driver. When you get behind the wheel of a car you are in essentially taking responsibility for your actions. Weather the car is yours or not ...read more
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10 of 10
by sunseed
I live in a state where it is perfectly legal for a driver to purchase insurance on themselves and not the vehicle. It is also legal to drive without any insurance at all here. ...read more
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