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RSS Feed Teens and car insurance: Who should pay? 
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1 of 27
Speaking from the perspective of a once was very recently a teen, I appreciate that my parents, well parent in this case, always made me pay for my own expenses, including car i...read more
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2 of 27
by Alyssa White
If you are responsible enough to drive it, you can help foot the bill. Car insurance is a requirement to drive. Our young adults need to get use to the idea of bills. And...read more
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3 of 27
In our household, we decided that we would pick up half the cost of car insurance until our children graduated or turned 18. After that it was up to them. This decision was re...read more
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4 of 27
When I was a new parent, one of the phrases I heard from time to time was, "watch out for the terrible two's." Well I disagree, it's the dangerous D's, driving and dating. I can...read more
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5 of 27
Teaching teenagers financial responsibility is vitally important. Good financial lessons at an early age carry over to successful money management when such teenagers become ad...read more
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6 of 27
by Alan Fernald
Getting a drivers license is a rite of passage for the majority of teenagers in American society. Of course, when 'legal' to drive, they start asking for the keys to their pare...read more
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7 of 27
Owning a car is a tremendous responsibility because it not only affects the life of the driver and his/her passengers, it also carries implications for other road users. It is a...read more
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8 of 27
Teens and car insurance: Who should pay? I feel teens should pay for their insurance. Though some insurance companies tend to charge for permit drivers I think this is wrong....read more
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9 of 27
by Ivan-ac
If they haven't learned by now that there are definite consequences to their actions, then what better time than when other peoples lives are in their hands? Teens should pay fo...read more
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10 of 27
by Ann Chin
Teens and car insurance: Who should pay? Most accidents occur to teens drivers and therefore the teens should pay for the car insurance. Why should parents have to pay for th...read more
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11 of 27
by Dean Holmes
Car insurance rates for teens are quite high these days, more than I would care to pay. Now put that teen in a major city, and BOOM! Rates are doubled and in some extreme cases ...read more
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12 of 27
by CM Gilbert
Every parent wants their child to grow into a responsible adult. Part of the growing responsibility of adulthood is taking care of financial obligations. Car insurance is one ...read more
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13 of 27
When it comes to teens and cars (and we were all a teenager once!), we know that when you got your first car, you thought you were a bit of a boy racer. Showing off to impr...read more
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14 of 27
Every parent eventually has to make the big decision, pay for auto insurance for their son or daughter or insist they pay for their own. It's not an easy choice to make, especi...read more
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15 of 27
Teenagers need to learn how to pay for the important things like car insurances. Parents can guide them in the right direction and help pay something towards these things. Do ...read more
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16 of 27
If one is responsible enough to not only own, but drive a car, then one is responsible enough to pay for the cost of insurance, despite ones age or lack of experience behind the...read more
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17 of 27
by Phil Elroy
Many teens look forward to their 16th birthday because, in most places, it is when they can get their driver's permit. If they are so eager to start driving, why should parents ...read more
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18 of 27
by Holly R.
At the tender age of 15, my mother asked me the all-important question: was I planning on getting a car when I turned 16? My answer: of course. She then dropped a major bomb and...read more
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19 of 27
by Tracy Spence
In regards to this subject there really is no right or wrong answer. Truth be told it is the actions of the young driver that should determine the responsibility of the i...read more
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20 of 27
Driving is a privilege and should not be taken for granted. If a teen thinks they are mature enough to drive and to take on all the responsibilities of driving, then they shoul...read more
Parents
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1 of 14
Besides being a member of Helium, I also belong to an automotive enthusiast site dedicated specifically to Volkswagens. I am considerably older than many of the other enthusiast...read more
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2 of 14
by Steve Holder
Angela Young's article on this topic here on Helium strikes a chord with me, and I'm sure it does with other parents. Writing from a teen's perspective, she feels sharing in th...read more
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3 of 14
by Phil Hill
Young people are more carefree and rarely think of the consequences - either monetary, physical or emotional. They simply see something that attracts them and dive in. In a way ...read more
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4 of 14
by Adrian Tay
I tend to agree that parents should help pay for the insurance premiums. There are definitely different factors to decide who should pay - age of teen, cost of premiums, etc....read more
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5 of 14
It is important for teens to learn responsibility. The most effective way to ensure this is for parents to encourage them to do well in school and be prepared to enter adultho...read more
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6 of 14
The parents should pay for a teenager's car insurance. It is essential that a teenager learn to drive. In all but a few (glorious) cities, it is a severe handicap not to h...read more
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7 of 14
by B. B. James
Parents should pay for their children's car insurance because caring for your kids is part of the responsibility of being a parent. If you are helping your kid get a car and mai...read more
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8 of 14
Cars are a form of transportation. Not a form of showing-off, which what many teens prefer to do. I personally, think that parents should pay for their childrens' vehicles. Thei...read more
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9 of 14
by George
If you are going to bring a child into this world, a place that no one person has ever been given a choice to come to, then by all means you will pay for that child, for the res...read more
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10 of 14
by Nanette
"Mom. I want my own car" One of the many sentences, uttered from your teenagers mouth with, the ability to inspire both fear and exhileration. Once the throbbing in your head...read more
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11 of 14
by Ted Sherman
It isn't a question of who should pay, but who realistically must pay for teen car insurance. Not too many teens today can pay the heavy premium fees to adequately cover all the...read more
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12 of 14
Apparently I am one of the few parents who thinks the teens should pay for their own insurance. Owning and driving a car is not a right, it is a privilege. In my house privile...read more
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13 of 14
I firmly stand behind my belief that Parents should pay for car insurance. Car insurance is expensive and often outside the spendable realm of a teenager, as many teens work min...read more
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14 of 14
by prime-Hm
I aggree with Steve that parents should have to take care of the teen's car insurance. Responsible parents can take care of all the expenses of their teen children until they ...read more
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