Join | Log in

Channel Button
Debate_icon

Personal Finance   >

Auto Insurance

Teens and car insurance: Who should pay?

Results so far:

Teens
78% 317 votes Total: 408 votes
Parents
22% 91 votes
  • 1 of 26

    by Cheryl Burger

    Teens wake up! This idea of who is going to pay for the car insurance, the teen or the parents, well guess what? "You" are going to be driving a potential bullet, that can and d...read more

  • 2 of 26

    by Linda G. Hull

    Every parent eventually has to make the big decision, pay for auto insurance for their son or daughter or insist they pay for their own. Making a good decision is difficult part...read more

  • 3 of 26

    by Holly Golightly

    When it comes to teens and cars (and we were all a teenager once!), we know that when you got your first car, you thought you were a bit of a boy racer. Showing off to impr...read more

  • 4 of 26

    by Marco Angioni II

    Teaching teenagers financial responsibility is vitally important. Good financial lessons at an early age carry over to successful money management when such teenagers become ad...read more

  • 5 of 26

    by Elaine Sihera

    Owning a car is a tremendous responsibility because it not only affects the life of the driver and his/her passengers, it also carries implications for other road users. It is a...read more

  • 6 of 26

    by Barbara Writes

    Teens and car insurance: Who should pay? I feel teens should pay for their insurance. Though some insurance companies tend to charge for permit drivers I think this is wrong....read more

  • 7 of 26

    by K L Humphreys

    When I was a new parent, one of the phrases I heard from time to time was, "watch out for the terrible two's." Well I disagree, it's the dangerous D's, driving and dating. I can...read more

  • 8 of 26

    by Jeanne Gibson

    In our household, we decided that we would pick up half the cost of car insurance until our children graduated or turned 18. After that it was up to them. This decision wa...read more

  • 9 of 26

    by Alyssa White

    If you are responsible enough to drive it, you can help foot the bill. Car insurance is a requirement to drive. Our young adults need to get use to the idea of bills. And...read more

  • 10 of 26

    by Ivan-ac

    If they haven't learned by now that there are definite consequences to their actions, then what better time than when other peoples lives are in their hands? Teens should pay fo...read more

  • 11 of 26

    by Ann Chin

    Teens and car insurance: Who should pay? Most accidents occur to teens drivers and therefore the teens should pay for the car insurance. Why should parents have to pay for th...read more

  • 12 of 26

    by Dean Holmes

    Car insurance rates for teens are quite high these days, more than I would care to pay. Now put that teen in a major city, and BOOM! Rates are doubled and in some extreme cases ...read more

  • 13 of 26

    by Angela S. Young

    If teens want to drive, they need to pay. When we hand everything to our children, they do not learn to appreciate what they have. They think they are 'entitled' to what they w...read more

  • 14 of 26

    by Alan Fernald

    Getting a drivers license is a rite of passage for the majority of teenagers in American society. Of course, when 'legal' to drive, they start asking for the keys to their pare...read more

  • 15 of 26

    by Eileen Hughes

    Teenagers need to learn how to pay for the important things like car insurances. Parents can guide them in the right direction and help pay something towards these things. Do ...read more

  • 16 of 26

    by Brittany Sparfven

    If one is responsible enough to not only own, but drive a car, then one is responsible enough to pay for the cost of insurance, despite ones age or lack of experience behind the...read more

  • 17 of 26

    by Phil Elroy

    Many teens look forward to their 16th birthday because, in most places, it is when they can get their driver's permit. If they are so eager to start driving, why should parents ...read more

  • 18 of 26

    by CM Gilbert

    Every parent wants their child to grow into a responsible adult. Part of the growing responsibility of adulthood is taking care of financial obligations. Car insurance is ...read more

  • by Ashley Butrimavicius

    Growing up in a lower middle class home humbled me in the best possible way. I learned from my hardships to appreciate what I own and in order for that appreciation to manifest ...read more

  • 20 of 26

    by Holly R.

    At the tender age of 15, my mother asked me the all-important question: was I planning on getting a car when I turned 16? My answer: of course. She then dropped a major bomb and...read more

  • 1 of 11

    by Patrick Sills

    Besides being a member of Helium, I also belong to an automotive enthusiast site dedicated specifically to Volkswagens. I am considerably older than many of the other enthusiast...read more

  • 2 of 11

    by Steve Holder

    Angela Young's article on this topic here on Helium strikes a chord with me, and I'm sure it does with other parents. Writing from a teen's perspective, she feels sharing in th...read more

  • 3 of 11

    by George

    If you are going to bring a child into this world, a place that no one person has ever been given a choice to come to, then by all means you will pay for that child, for the res...read more

  • 4 of 11

    by Adrian Tay

    I tend to agree that parents should help pay for the insurance premiums. There are definitely different factors to decide who should pay - age of teen, cost of premiums, etc....read more

  • 5 of 11

    by Alexia Schulz

    The parents should pay for a teenager's car insurance. It is essential that a teenager learn to drive. In all but a few (glorious) cities, it is a severe handicap not to h...read more

  • 6 of 11

    by Phil Hill

    Young people are more carefree and rarely think of the consequences - either monetary, physical or emotional. They simply see something that attracts them and dive in. In a way ...read more

  • 7 of 11

    by Ted Sherman

    It isn't a question of who should pay, but who realistically must pay for teen car insurance. Not too many teens today can pay the heavy premium fees to adequately cover all the...read more

  • 8 of 11

    by Leslie Schwab

    It is important for teens to learn responsibility. The most effective way to ensure this is for parents to encourage them to do well in school and be prepared to enter adultho...read more

  • 9 of 11

    by B. B. James

    Parents should pay for their children's car insurance because caring for your kids is part of the responsibility of being a parent. If you are helping your kid get a car and mai...read more

  • 10 of 11

    by Neusha Ghassemian

    Cars are a form of transportation. Not a form of showing-off, which what many teens prefer to do. I personally, think that parents should pay for their childrens' vehicles. Thei...read more

  • 11 of 11

    by Nanette

    "Mom. I want my own car" One of the many sentences, uttered from your teenagers mouth with, the ability to inspire both fear and exhileration. Once the throbbing in your he...read more

Join the Debate now.
Write your point of view.

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
Difference of opinion? Debate now.
Auto Insurance
Insurance should be required for the driver not the vehicle

What is Helium? | User Guide | Community | Link to Helium | Privacy | User agreement | DMCA

Helium, Inc.
200 Brickstone Square Andover, MA 01810 USA