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| Yes | 19% | 68 votes | Total: 354 votes | |
| No | 81% | 286 votes |
Yes
Created on: July 26, 2009 Last Updated: July 27, 2009
Phrasing how this nation finds a way to alleviate the joint economic and mortgage crises with terms such as "fair" and "bail out" slants the debate by invoking qualities the majority would deem good versus those often deemed bad. Responsibility and fairness are concepts about as American as apple pie while the phrase "bail out" evokes images of less savory actions which someone, or some company, are attempting to avoid or evade. If the debate is couched in different words, perhaps including "help," "capable," and "save," I suspect the voting statistics relative to the crux of the matter (ie: should those who have not paid their mortgages be assisted in saving their homes by those who make mortgage payments on time and are not in danger of losing their homes to foreclosure) would be different.
The American taxpayer often finds portions of tax payments supporting programs the individual may not have selected to invest money in maintaining but taxpayers have the power to contact their governmental representatives to make their opinions known thus, should enough voters contact representatives expressing opposition to a program or programs, it that the representatives will take a stance against the program in question therefore the question posed is inaccurate in that both those whose mortgages are current and those who need help with their mortgage loan are equally represented by a government which is not based on precepts of fairness but rather precepts of community.
A recession impacts each citizen and, indisputably, this nation remains midst an economic recession which easily could slide into a depression deeper and darker than any known to the world if we do not evoke the better angels of our nation, as described by President Abraham Lincoln in his firm, but gentle, manner of healing the wounds of a nation divided by civil war. If America could withstand years of brutal warfare scarring the land and warriors in blue could honor warriors in gray as they surrendered, how much more can this united nation do to assist those in our national community who cry out in need? So-called "faithful" mortgage payers must recognize the bleakness of the economy could strike at anyone such that all Americans need band together to hold one another up and, when one begins to teeter, those with more strength pull that one back. Community and country must be combined or each of us risks individually sinking into an economic morass while the nation's very real risk of depression and growing national debt weakens America in the eyes of foreign nations.
Each American's house which can be saved must be saved and this must be done in a united manner befitting the democracy and freedom of which there is so much pride.
Learn more about this author, Melody Bish.
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No
Created on: July 02, 2009
The perspective on this topic has been off kilter since the beginning.
First off, the whole idea that we are in a mortgage crisis is not because people have been lazy in paying their mortgage or just decided one day to stop, but due to long line of unscrupulous business practices and falling personal ethics.
We have opted out of righteousness and into instant gratification. The reality is most Americans have a mentality of survival of fittest and whatever it takes, to obtain what we want. And now when it has finally hit a truce we are questioning? Why?
To be blunt, we have all made an error in what could be determined as wrongful tactics.
The imbalance of our economy stems from a long line of unscrupulous business practices and lack of ethics in our personal society.
Statistics of our employed vs. unemployed should make us take a closer look at what is happening in our workforces around the globe. Ask yourself, is it because people are lazy or is it because they are losing jobs they once felt a personal sense of loyalty too?
I have asked this question from the very beginning.
Another point to ponder is, if the individuals that are suffering from the mortgage crisis were so irresponsible, would they have been able to pay a mortgage at all? The fact that anyone pays a mortgage payment for more than a year generally means they can pay it.
We can all fall short and lose our job. We are all dependent on the job we hold to maintain our mortgage.
Are we all A students?
Our solutions to any crisis is not in blaming but in finding a solution or correcting errors we may have made.
If we look at the situation closely, we can determine that no one wants to lose a home for their family or themselves. So why would we assume that they failed to meet this obligation strictly because they were handed a mortgage under unscrupulous practices knowing full and well that they would some day have to lose that home? What sense does that make?
Facts indicate that our falling economy has caused loss of jobs. Those loss of jobs are a direct result of our falling mortgage crisis.
Placing blame is a waste of our time.
Therefore I do not think that the subject matter is really about non failing individuals bailing out the failing individuals who are falling short on their mortgage payments but about looking at the big picture as a whole and finding a solution.
One viable solution to the Bail Out would be to put more effort into the corporations that have to lay off the individuals and keep our citizens employed.
If we opt to blind ourselves to the reality of scrupulous behavior, there will be a price to pay.
Learn more about this author, Jane Melonas.
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