Whether you’re in your 20s or 60s having a good grasp of how to handle your money is a valuable resource. Maybe you’ve got your first job after college and need advice on managing your credit card debt, how to plan ahead for tax season, or forming a budget so that you can save for your first house. All this and more can be found in the Personal Finance channel.

Mortgages & Home Loans Mortgages & Home Loans : Adjustable versus fixed rate mortgages Adjustable versus fixed rate mortgages

by Greg Grube


Mortgage rates can either be fixed for the duration of your loan or can be adjustable. An adjustable rate mortgage is a loan that is set up with an interest rate that changes based on pre-determined criteria, primarily tied to the federal interest rate. If the interest rates are up, then your interest rate on your loan will be higher, if the interest rates are low then the interest rate on your loan

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Real Estate Is buying a home a good or bad investment?

vote now: Good or Bad - (view results)

Good

by Shauna Zamarripa

Buying a home is never a bad investment decision. Despite the struggling and soft U.S. economy that

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Bad

by Brian Lampman

Real estate values in recent years have been incredible. Home values have sky rocketed, creating jobs

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Smart Spending Ways grocery stores trick you into spending more

by Christina Pomoni

How many times have you ended up with a bigger grocery bill than you had originally planned? And how often do you catch yourself piling

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Smart Spending How to save money on your cell phone bill

by Leigh Goessl

These days a cell phone has become more of a necessity rather than a luxury. The growth of technology has created an on-demand society

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Budgets & Saving How to save on energy costs

by Charles Corthell

Increasing energy costs coupled with concern over the effect energy consumption is having on global climate change has many of us

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Managing Credit Learning from bad credit

by Barry Tadmore

The best way to learn from bad credit is to do the opposite of what you've done in the past. I sell mortgages for a living, and as

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Health Insurance

Investing Basics

Managing Credit

Personal Finance (Other)

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Per Scholas is a non-profit organization dedicated to using technology to improve the lives of people in low-income communities. Operating out of locations in the South Bronx and Miami, our vocational training, computer distribution and...more


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